BEGIN:VCARD
VERSION:3.0
REV:2026-05-23T21:08:08Z
N;CHARSET=utf-8:Erman;Howard;;;
FN;CHARSET=utf-8:Howard Erman
TEL;WORK:866-827-5469
ADR;WORK;POSTAL;CHARSET=utf-8:;;3020 Old Ranch Pkwy, #100;Seal Beach;CA;907
 40;US
URL:http://www.ermanretirementadvisory.com/
END:VCARD