BEGIN:VCARD
VERSION:3.0
REV:2026-04-09T13:39:45Z
N;CHARSET=utf-8:Nicholas;John;;;
FN;CHARSET=utf-8:John Nicholas
TEL;WORK:(973) 236-3638
ADR;WORK;POSTAL;CHARSET=utf-8:;;300 Campus Dr Ste 120;Florham Park;NJ;07932
 ;US
URL:http://www.fa.morganstanley.com/gngroup
END:VCARD
