BEGIN:VCARD
VERSION:3.0
REV:2026-06-04T19:58:51Z
N;CHARSET=utf-8:Kowalski;Stephen;;;
FN;CHARSET=utf-8:Stephen Kowalski
TEL;WORK:(973) 301-6371
ADR;WORK;POSTAL;CHARSET=utf-8:;;100 Campus Dr;Florham Park;NJ;07932;US
URL:http://fa.ml.com/stephen_kowalski
END:VCARD
