BEGIN:VCARD
VERSION:3.0
REV:2026-06-01T09:42:42Z
N;CHARSET=utf-8:Gardner;Richard;;;
FN;CHARSET=utf-8:Richard Gardner
TEL;WORK:(540) 907-2720
ADR;WORK;POSTAL;CHARSET=utf-8:;;76 Water Way;Stafford;VA;22556;US
URL:http://www.lionheartfinancialplanning.com
END:VCARD