BEGIN:VCARD
VERSION:3.0
REV:2026-04-20T22:02:42Z
N;CHARSET=utf-8:Spencer;Derek;;;
FN;CHARSET=utf-8:Derek Spencer
TEL;WORK:(908) 432-8148
ADR;WORK;POSTAL;CHARSET=utf-8:;;110 Fieldcrest Ave Ste 20;Edison;NJ;08837;U
 S
URL:http://www.spencerandspencer.org
END:VCARD