BEGIN:VCARD
VERSION:3.0
REV:2026-06-04T20:48:45Z
N;CHARSET=utf-8:Richards;Kristen;;;
FN;CHARSET=utf-8:Kristen Richards
TEL;WORK:415-984-6500
ADR;WORK;POSTAL;CHARSET=utf-8:;;555 California St;San Francisco;CA;94104;US
 
URL:http://www.morganstanley.com/
END:VCARD