BEGIN:VCARD
VERSION:3.0
REV:2026-05-31T17:26:45Z
N;CHARSET=utf-8:Higgins;John;;;
FN;CHARSET=utf-8:John Higgins
TEL;WORK:800-572-8859
ADR;WORK;POSTAL;CHARSET=utf-8:;;3 Elm Street, Suite 201;Morristown;NJ;07960
 ;US
URL:http://www.psabenefits.com/
END:VCARD