BEGIN:VCARD
VERSION:3.0
REV:2026-07-01T09:33:48Z
N;CHARSET=utf-8:Fernandes;Joe;;;
FN;CHARSET=utf-8:Joe Fernandes
TEL;WORK:757-345-5035
ADR;WORK;POSTAL;CHARSET=utf-8:;;477 McLaws Circle Suite 4;Williamsburg;VA;2
 3185;US
URL:http://www.fwealthmgt.com/
END:VCARD
