BEGIN:VCARD
VERSION:3.0
REV:2026-04-18T22:58:00Z
N;CHARSET=utf-8:Lay;Michael;;;
FN;CHARSET=utf-8:Michael Lay
TEL;WORK:810-229-6446
ADR;WORK;POSTAL;CHARSET=utf-8:;;175 Cadycentre, Suite 325;Northville;MI;481
 67;US
URL:http://www.ewmadvisors.com/
END:VCARD