BEGIN:VCARD
VERSION:3.0
REV:2026-06-05T22:12:27Z
N;CHARSET=utf-8:Cherniawski;Frank;;;
FN;CHARSET=utf-8:Frank Cherniawski
TEL;WORK:517-323-2063
ADR;WORK;POSTAL;CHARSET=utf-8:;;4710 W Saginaw Hwy Suite A;Lansing;MI;48917
 ;US
URL:https://www.wminstitute.com/
END:VCARD