BEGIN:VCARD
VERSION:3.0
REV:2026-04-17T19:43:01Z
N;CHARSET=utf-8:Munera;Keith;;;
FN;CHARSET=utf-8:Keith Munera
TEL;WORK:804-644-1100
ADR;WORK;POSTAL;CHARSET=utf-8:;;555 California St;San Francisco;CA;94104;US
 
URL:http://www.morganstanley.com/
END:VCARD