BEGIN:VCARD
VERSION:3.0
REV:2026-05-30T14:48:28Z
N;CHARSET=utf-8:Hovan;Steve;;;
FN;CHARSET=utf-8:Steve Hovan
TEL;WORK:202-659-7222
ADR;WORK;POSTAL;CHARSET=utf-8:;;2 World Financial Center;New York;NY;10281;
 US
URL:http://www.ml.com
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