BEGIN:VCARD
VERSION:3.0
REV:2026-05-04T23:53:56Z
N;CHARSET=utf-8:Flower;Michael;;;
FN;CHARSET=utf-8:Michael Flower
TEL;WORK:973-582-1000
ADR;WORK;POSTAL;CHARSET=utf-8:;;310 Passaic Avenue,203;Fairfield;NJ;07004;U
 S
URL:http://www.financialprinciples.com/
END:VCARD