BEGIN:VCARD
VERSION:3.0
REV:2026-06-03T10:30:14Z
N;CHARSET=utf-8:McGinnis;Michael;;;
FN;CHARSET=utf-8:Michael McGinnis
TEL;WORK:805-963-3381
ADR;WORK;POSTAL;CHARSET=utf-8:;;1014 Santa Barbara St;Santa Barbara;CA;9310
 1;US
URL:https://advisor.morganstanley.com/
END:VCARD