BEGIN:VCARD
VERSION:3.0
REV:2026-04-07T09:20:47Z
N;CHARSET=utf-8:Hoye;Michael;;;
FN;CHARSET=utf-8:Michael Hoye
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;1821 Walden Office Sq Ste 400;Schaumburg;IL
 ;60173;US
URL:http://www.ifswealth.com
END:VCARD