BEGIN:VCARD
VERSION:3.0
REV:2026-11-04T10:53:21Z
N;CHARSET=utf-8:Tsang;Winston;;;
FN;CHARSET=utf-8:Winston Tsang
TEL;WORK:(201) 816-1220
ADR;WORK;POSTAL;CHARSET=utf-8:;;280 Prospect Ave Apt 8M;Hackensack;NJ;07601
 ;US
URL:http://www.voya.com/
END:VCARD
