BEGIN:VCARD
VERSION:3.0
REV:2026-04-09T12:40:59Z
N;CHARSET=utf-8:Otey;Hal;;;
FN;CHARSET=utf-8:Hal Otey
TEL;WORK:901 683 0222
ADR;WORK;POSTAL;CHARSET=utf-8:;;530 Oak Court Drive, Suite 270;Memphis;TN;3
 8117;US
URL:http://www.haloteyfinancial.com/
END:VCARD