BEGIN:VCARD
VERSION:3.0
REV:2026-08-23T23:05:28Z
N;CHARSET=utf-8:Ratcliffe;Stephen;;;
FN;CHARSET=utf-8:Stephen Ratcliffe
TEL;WORK:(866) 950-4644
ADR;WORK;POSTAL;CHARSET=utf-8:;;720 East Wisconsin Avenue;Milwaukee;WI;5320
 2;US
URL:http://www.northwesternmutual.com
END:VCARD