BEGIN:VCARD
VERSION:3.0
REV:2026-04-18T03:12:32Z
N;CHARSET=utf-8:Owings;Thomas;;;
FN;CHARSET=utf-8:Thomas Owings
TEL;WORK:978.456.3800
ADR;WORK;POSTAL;CHARSET=utf-8:;;P.O. Box 220, 82 Tahanto Trail;Harvard;MA;0
 1451;US
URL:https://www.owingsfin.com/
END:VCARD