BEGIN:VCARD
VERSION:3.0
REV:2026-04-10T22:01:58Z
N;CHARSET=utf-8:Budd;Michael;;;
FN;CHARSET=utf-8:Michael Budd
TEL;WORK:559-431-5900
ADR;WORK;POSTAL;CHARSET=utf-8:;;5250 N Palm Ave Suite 321;Fresno;CA;93704;U
 S
URL:https://www.morganstanley.com/
END:VCARD
