BEGIN:VCARD
VERSION:3.0
REV:2026-05-17T18:40:14Z
N;CHARSET=utf-8:Ray;Xavier;;;
FN;CHARSET=utf-8:Xavier Ray
TEL;WORK:614-799-8668
ADR;WORK;POSTAL;CHARSET=utf-8:;;5060 Parkcenter Avenue Suite A;Dublin;OH;43
 017;US
URL:https://www.retirement-strategies.com/
END:VCARD