BEGIN:VCARD
VERSION:3.0
REV:2026-09-28T13:43:07Z
N;CHARSET=utf-8:Gardiner;Michael;;;
FN;CHARSET=utf-8:Michael Gardiner
TEL;WORK:(202) 292-5340
ADR;WORK;POSTAL;CHARSET=utf-8:;;1747 Pennsylvania Ave NW Ste 900;Washington
 ;DC;20006;US
URL:https://www.morganstanley.com/
END:VCARD
