BEGIN:VCARD
VERSION:3.0
REV:2026-09-08T20:11:41Z
N;CHARSET=utf-8:Ruiz;Jose;;;
FN;CHARSET=utf-8:Jose Ruiz
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;7402 Hodgson Memorial Dr Ste 200;Savannah;G
 A;31406;US
URL:https://www.morganstanley.com/what-we-do/wealth-management
END:VCARD