BEGIN:VCARD
VERSION:3.0
REV:2026-04-07T20:29:38Z
N;CHARSET=utf-8:Higgins;Sandy;;;
FN;CHARSET=utf-8:Sandy Higgins
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;25W180 Essex Ave;Naperville;IL;60540;US
URL:http://www.capstone-advisors.com
END:VCARD