BEGIN:VCARD
VERSION:3.0
REV:2026-05-23T04:15:20Z
N;CHARSET=utf-8:Waters;Joseph;;;
FN;CHARSET=utf-8:Joseph Waters
TEL;WORK:(781) 619-1319
ADR;WORK;POSTAL;CHARSET=utf-8:;;100 Lowder Brook Dr Ste 1000;Westwood;MA;02
 090;US
URL:http://www.heritagefinancial.net
END:VCARD