BEGIN:VCARD
VERSION:3.0
REV:2026-04-17T05:23:53Z
N;CHARSET=utf-8:Oliver;Michael;;;
FN;CHARSET=utf-8:Michael Oliver
TEL;WORK:(732) 435-2220
ADR;WORK;POSTAL;CHARSET=utf-8:;;120 Albany St;New Brunswick;NJ;08901;US
URL:https://www.morganstanley.com/
END:VCARD