BEGIN:VCARD
VERSION:3.0
REV:2026-09-08T18:26:22Z
N;CHARSET=utf-8:Schmitt;John;;;
FN;CHARSET=utf-8:John Schmitt
TEL;WORK:(908) 789-3172
ADR;WORK;POSTAL;CHARSET=utf-8:;;109 North Ave W;Westfield;NJ;07090;US
URL:https://www.ubs.com/global/en.html
END:VCARD