BEGIN:VCARD
VERSION:3.0
REV:2026-05-05T13:47:32Z
N;CHARSET=utf-8:Fernandes;Joseph;;;
FN;CHARSET=utf-8:Joseph Fernandes
TEL;WORK:(757) 345-5035
ADR;WORK;POSTAL;CHARSET=utf-8:;;477 McLaws Cir Ste 4;Williamsburg;VA;23185;
 US
URL:http://WWW.FWEALTHMGT.COM
END:VCARD
