News & Articles
Recent updates and the latest guidance for the Financial Planning Profession
White Paper: Social Security, The Next New Trend For Financial Professionals
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Adaptive-Based Retirement Income Planning
Society of Financial Service Professionals | November 16, 2023Join us for an enlightening webinar featuring renowned retirement income expert and IncomeLab board member, Jamie Hopkins, as he delves into the cutting-edge concept of adaptive-based retirement income planning....
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Navigating New Insurance Considerations for Remote Businesses
Society of Financial Service Professionals | November 16, 2023Since the pandemic, more small and mid-sized businesses have embraced the flexibility of remote work on a permanent basis. However, many of these companies have not assessed how their risks have changed and what their insurance needs are in this new environment....
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Splitting the Difference: Why Careful Structuring and Regular Monitoring of a Split-Dollar Life Insurance Plan Might Benefit Employers and Employees
Society of Financial Service Professionals | November 16, 2023Split-dollar life insurance can serve a multitude of uses. In times of a tight and competitive hiring market, employers may consider split-dollar life insurance as one of many diverse strategies to attract and retain desired employees....
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Financial Strategies to Pay for College
Society of Financial Service Professionals | November 16, 2023In this webinar, CIT Education and Partnerships pro Cozy Wittman discusses how to create a strategy for paying for college and effectively surface the topic of the college budget with your child....
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The Increasing Demand for Standards of Care in the Sale of Life Insurance: ‘Back to the Future’
Society of Financial Service Professionals | November 16, 2023In 2020 alone, $3.33 trillion of death benefit was sold, although there is an anecdotal sense that as much as 50% of those sales was policy replacements rather than entirely new benefits....
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Clarity is Needed to Help Clients Plan for the Benefits of Life Insurance and Long-Term Care
Society of Financial Service Professionals | October 30, 2023Like life insurance, long-term care is a topic many people don’t talk about. Some don’t even want to think about it, preferring to avoid the uncomfortable feelings that long-term care elicits or making worst-case assumptions about what long-term care entails....
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How to Get Your Finances Back on Track after a "Gray Divorce"
Society of Financial Service Professionals | October 30, 2023From 1990 to 2010, the divorce rate for people over 50 doubled. It’s leveled off somewhat, but continues to rise for people over 65. Longer life expectancies, economic gains for women, and reduced stigma have all contributed to the phenomenon of “gray divorce.”...
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The IRS, ESOPs, and the Greater Good
Society of Financial Service Professionals | October 30, 2023On August 8, the IRS issued a press release warning about tax avoidance in employee stock ownership plan (ESOP) transactions. It is not clear what prompted the memo or whether there are any specific transactions that the IRS is investigating....
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Today’s Selling and Buying Environment Requires New Standards
Society of Financial Service Professionals | October 30, 2023Our country and its life insurance industry have experienced phenomenal growth since the turn of the last century. During the 20th century, we saw such interruptions as a 10-plus-year economic depression, two world wars and numerous foreign conflicts....
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Health Savings Accounts
Society of Financial Service Professionals | October 30, 2023When it comes to retirement savings, there are many different accounts that offer tax benefits. But most only offer two of the three tax-preferential benefits....
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